Roopya was able to raise ₹4 crore in a recent seed round. Inflection Point Ventures (IPV) led this seed funding round. The capital is a significant step towards the startup because it will help it to assert its presence in the digital lending landscape. With this capital, Roopya will be in a position to grow its technology and increase its coverage in the competitive fintech environment.

Core offerings and innovative approach

The platform is an expert infrastructure company that is aiming at simplifying the process of lending money to several financial institutions. Roopya is a digital lending and embedded finance solution with no code and a plug-and-play option. This new technology enables the Non-Banking Financial Companies (NBFCs) and Loan Service Providers (LSPs), as well as originators, to launch their lending activities within an exceptionally brief period, and this has been quoted as a mere five minutes. This is a sharp contrast to the traditional market deployments, which usually take several months and are often powered by multi-crore to be functional.

Technological innovation and business performance

Roopya has exhibited a strong growth in the last year, as the need of agile lending solution is in rising demand. The startup has earned a revenue of more than ₹1.5 crore in the past year. Its rate of growth is also demonstrated by the fact that monthly revenues have grown four times between the period between February 2025 and June 2025.

The platform has been able to onboard over 950 originators and has been able to process loans to the tune of ₹3 crores within one month. These numbers have contributed to the company reaching an annualized run-rate of ₹3.5 crores and still have a positive cash position.

It is hoped that the capital they will raise in this seed round will continue to drive the innovation in the company, especially in the field of artificial intelligence. Roopya recently unveiled sophisticated AI-based agents that will transform the loan origination and underwriting processes.

Such agents automate manual processes, which are labor-intensive, including data collection and document verification, and use deep learning models to evaluate credit risk based on a wide range of data. The company is also thinking ahead and creating such features as voice-based applications and predictive loan servicing solutions to lower the operational expenses of its clients even further.

Conclusion

The successful seed round that was led by Inflection Point Ventures (IPV) underscores the belief that the market has in Roopya to disrupt the traditional lending infrastructure. Roopya, with its emphasis on fast deployment, no-code solutions, and high-end AI implementation, is in a strong position to help NBFCs and fintechs increase access to credit.

With a focus on efficiency and financial inclusion, the company is a force to be seen in the Indian fintech industry as it grows and diversifies its offerings, becoming one of the major corporations to keep an eye on as it grows and develops in the new industry.